Expert Residential Mortgage Service Broker & Advisors
At PK Mortgages & Properties, we are an expert mortgage broker offering independent, fee-free mortgage advice to clients across the UK. Whether you’re a first-time buyer, moving home, or looking to remortgage, our experienced mortgage advisors are here to guide you every step of the way. As a fully independent mortgage broker with whole-of-market access, we are not tied to any lender, allowing us to search hundreds of mortgage deals and secure the most competitive option tailored to your needs. Our goal is to make your mortgage journey simple, stress-free, and transparent by providing expert mortgage advice, handling all the paperwork, and offering full support from start to finish — all with no broker fees for most clients, including help with residential remortgages, first-time buyers, home movers, complex mortgages, and adverse credit situations.
Our Residential Mortgage Services
First-Time Buyer Mortgage Broker
Getting on the property ladder can feel overwhelming. Our friendly and knowledgeable first-time buyer mortgage advisors will guide you step-by-step — from calculating how much you can borrow to securing the best mortgage rate. We handle the entire process for you with clear, honest advice.
Home Mover Mortgages
Whether you're upsizing, downsizing, or relocating, our expert mortgage advice service helps you secure the best possible mortgage deal quickly and without stress. We’ll handle everything, so you can focus on your move.
Residential Remortgage
Looking to save money, switch to a better deal, or release funds? Whether you need a residential remortgage with a further advance or additional borrowing, we can help. Our independent mortgage brokers review your current deal and search the market for better options — always fee-free for most clients.
Residential Complex Mortgages
If your situation is more complicated — such as multiple incomes, non-standard property types, or unique circumstances — we have the expertise to secure a residential complex mortgage that suits your needs.
How Our Mortgage Process Works
Free Consultation
Discuss your goals and understand your borrowing potential.
Whole-of-Market Mortgage Search
Compare hundreds of deals to find the best match.
Decision in Principle
Strengthen your offer with lenders and estate agents.
Application Support
We handle all the paperwork and communications
Mortgage Offer Secured
Receive your formal mortgage offer, ready for exchange and completion.
Ongoing Support
We’re with you until you get the keys — and beyond.
Why Choose PK Mortgages & Properties?
Independent Mortgage Broker — Whole-of-Market Access We’re fully independent with access to the entire mortgage market, ensuring the best deal for your needs.
Fee-Free Mortgage Broker — No Broker Fees for Most Clients Save from the start with our fee-free mortgage broker service.
Expert Mortgage Advice Service — Honest & Reliable Our experienced advisors provide straightforward, trustworthy guidance at every step.
First-Time Buyer Mortgage Broker Specialists We help first-time buyers with tailored advice, supporting you from initial consultation to getting your keys.
Fully FCA Regulated — Trusted & Transparent We’re authorised by the Financial Conduct Authority (FCA), offering advice you can trust.
Fast, Friendly Service — From Enquiry to Completion Enjoy hassle-free, personal support throughout your mortgage journey.
Frequently Asked Questions
First Time Buyer
Re-Mortgages
Re-mortgaging is switching your mortgage to another deal with a different lender, without moving property. Some people switch mortgages because it will work out cheaper for them. For example, the introductory discounted or fixed interest rate may have finished with your current lender, and you might get a better deal elsewhere. Other people re-mortgage to raise sufficient capital for a specific purpose (including debt consolidation and home improvements).
We do our utmost to ensure that our clients benefit from the most suitable products available on the market, tailored to their specific needs.
Think carefully before securing other debts against your home. Your home should be repossessed if you do not keep up repayments on your mortgage.
Moving Homes
Moving home is considered one of the most stressful life events. Leaving your current lender or selling your property may incur Early Repayment Charges or Penalty (ERC). By seeking independent mortgage advice, you can budget for your future purchase.
It is important to understand the full costs of moving, as well as obtaining a suitable mortgage at a competitive price. We aim to be easily accessible to all our clients throughout the whole process and to keep them fully informed on the progress of their application, whether for a new mortgage or for porting their mortgage and additional borrowing.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mr. Pardeep Kumar is a Mortgage & Protection Adviser with Match Mortgages Limited.
Registered office: Beechwood Cottage, Beechwood Lane, Wendover, Buckinghamshire, England, HP22 5QL.
Registered in England and Wales under number 14279332.
Match Mortgages Limited is regulated and authorised by the Financial Conduct Authority under number 983246 in respect of mortgage, insurance and consumer credit mediation activities only.
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK.