Your Trusted Partner for Mortgages, Specialist Finance & Insurance
At PK Mortgages & Properties, we are an independent, fee-free mortgage broker and adviser offering expert mortgage advice across the UK. Whether you’re a first-time buyer, home mover, or a landlord seeking the best buy-to-let mortgage, our tailored solutions help you secure the right deal with no broker fees. We also specialise in limited company buy-to-let mortgages, bridging finance, development finance, and commercial lending, supporting both straightforward and complex property needs. In addition to mortgages, we provide a full range of protection services, including life insurance, critical illness cover, income protection, and home and landlord insurance, ensuring your home, income, and family are fully protected. Our mission is to deliver clear, honest, and transparent advice, guiding you every step of the way with fast, hassle-free service and access to the whole of the UK mortgage market.
Our Mortgage Services
specialist finance
- Bridging Finance Broker – Fast funding for time-sensitive deals.
- Development Finance Solutions – Residential and commercial property projects.
- Commercial Lending – Mortgages for business premises and investors.
- Specialist Mortgage Broker Advice – Complex or non-standard cases handled with ease.
Residential Mortgages
- First-Time Buyer Mortgage Broker – Helping you get on the property ladder.
- Home Mover Mortgages – Smooth transitions with competitive rates.
- Remortgage Advice – Save money, switch lenders, or release equity.
- Fee-Free Mortgage Broker Service – No hidden fees, fully independent advice.
Buy to let
- Buy-to-Let Mortgage Broker & Adviser for individuals and companies.
- Limited Company Buy-to-Let Mortgages – Maximise tax efficiency.
- Access to the best buy-to-let mortgage rates in the UK market. emises and investors.
- Tailored BTL Mortgage Advice for portfolio and first-time landlords.
Life insurance
- Life Insurance Broker UK – Find the right protection for your family.
- Critical Illness Insurance Brokers – Financial security during illness.
- Income Protection Insurance – Safeguard your earnings if you're unable to work.
- Family Income Benefit & Mortgage Payment Protection (MPPI)
General Insurance
- Home Insurance Advisor – Protect your home, contents, and valuables.
- Landlord Insurance Broker – Tailored cover for rental properties.
- General Insurance Adviser – Building, landlord, and contents insurance.
Why Choose PK Mortgages & Properties?
We offer whole-of-market access, meaning we’re not tied to any lender and can search the best deals for you. Fully FCA regulated for your peace of mind.
Our advice is completely fee-free for most clients. You pay no broker fees, saving you money while receiving expert guidance.
Whether you need a residential mortgage, buy-to-let, limited company mortgage, or specialist finance, we have the knowledge and experience to help.
We handle the process from start to finish with clear communication, quick responses and no jargon, making mortgages stress-free.
We help protect your home, income and family with life insurance, critical illness cover, income protection and home or landlord insurance.
We work with top UK lenders including high street banks and specialist providers, giving you access to the most competitive rates and exclusive broker-only deals.
Arranging the perfect Mortgage - your way
Unerstanding your needs and goals
Access to Top leaders and exclusive deals
Unerstanding your needs and goals
Unerstanding your needs and goals
Call Us for a Free Consultation
Still Have Some Questions Left? Call us for a Free Consultation at 0791 322 5726
How does a fee-free mortgage broker get paid?
We are paid by the lender after your mortgage completes. This doesn’t affect your rate.
Can I get a mortgage with bad credit?
Yes. As a specialist mortgage broker, we work with lenders who accept applicants with poor credit, defaults, or CCJs.
What is the benefit of a limited company buy-to-let mortgage?
It can offer tax advantages, especially for higher-rate taxpayers. We provide tailored BTL mortgage advice.
How fast can bridging finance be arranged?
Bridging loans can often be completed in 5-10 working days, depending on the case.
Do I need life insurance to get a mortgage?
It’s not legally required but is highly recommended to protect your home and family.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mr. Pardeep Kumar is a Mortgage & Protection Adviser with Match Mortgages Limited.
PK Mortgages is a trading name of SKAD Financial Services Ltd, registered in England and Wales (Company No: 15034902). Registered office: 128 City Road, London, EC1V 2NX
Match Mortgages Limited is regulated and authorised by the Financial Conduct Authority under number 983246 in respect of mortgage, insurance and consumer credit mediation activities only.
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK.